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Three apps, one job: turn airtime you are not going to use into cash you can. Here is what each actually pays, checked directly against their own sites, not marketing copy.

The rates, side by side

*AirtimeFlip advertises a flat 85% across networks on airtimeflip.com/convert-airtime, with its own disclaimer that the rate "may vary based on the conversion type and amount." †Tingtel charges a flat 15% convenience fee across networks (tingtel.com), which is the same thing stated as a cost instead of a payout. ABS Vendor's rates above are read live from our own catalogue at publish time — see the airtime-to-cash page for today's figure, which can differ from what is printed here by the time you read it.

Where we do not win

On Airtel specifically, both AirtimeFlip's and Tingtel's advertised rate beats ours by two points. On MTN we currently tie both. On Glo we are not in the race at all right now — it is not a live route on our platform, so if Glo is the airtime you are holding, AirtimeFlip or Tingtel are the ones that can actually take it today. We would rather say that plainly than have you find out after signing up.

Where we do win

• An agent rate. 88% on MTN and 86% on Airtel for verified agents — neither AirtimeFlip's nor Tingtel's own site discloses a comparable reseller tier.
• A stated company behind the rate. ABS Real Digital Services Ltd, RC 8025758, NCC-licensed CL/S&I/0068/2026. Check any provider's "about" page for the same before trusting it with airtime.
• A wallet, not just a payout. Cash from a conversion can be spent directly on data, airtime and electricity inside the same account, not only withdrawn.
• One account for more than airtime. The same wallet renews FibreX, 5G ODU and electricity tokens, if converting airtime is not the only thing you came here for.

So which should you use?

Honestly: for Airtel right now, price alone favours AirtimeFlip or Tingtel. For MTN it is a genuine tie on headline rate, and the agent tier and wallet flexibility are where ABS Vendor separates — if either of those matters to you, or you already hold a wallet balance you would rather spend than withdraw, that tips it. For Glo, we are simply not an option today. Rates on all three move; check the live number on each platform before converting anything sizeable.

Questions people ask

Is AirtimeFlip's 85% guaranteed?
Not by their own disclaimer — they state the rate "may vary based on the conversion type and amount," and that rates on all networks are "subject to change." Confirm the number shown at the point of conversion, not the advertised headline.

Is Tingtel's fee really 15% flat?
That is what tingtel.com states as their structure across networks at time of writing; confirm in-app, as with any of these three.

Will ABS Vendor add Glo back?
It is a live catalogue, not a fixed one — networks appear when a provider route for them is active. Check the airtime-to-cash page, which only ever shows what is actually buyable today.

Related

• How to convert MTN airtime to cash
• How to convert Airtel airtime to cash
• See today's rates and convert

Full disclosure: ABS Vendor buys airtime for cash, so we are not a neutral party. Where a competitor beats our rate below, we have said so rather than left it out.